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By: fedup

I will have a brighter financial outlook here in a few months, I had some old debt, that I probably could have avoided come back to bite me, dealing with it now, getting rid of it. Will be free of it...

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By: fedup

Your posts give me a very positive attitude and hope that there really is a brighter future ahead, at one time, I was so down about all this. Felt like a total loser.

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By: wendy herdman

When folks start screaming about how they don’t want to be “deprived” I usually pull out their budget and start looking for concrete ways to show them how they can get the same stuff in different ways....

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By: Jesse Mecham

Thanks for the YNAB plug JD! And double-thanks for a solid article. Well said!

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By: Minimum Wage

I make minimum wage and have student loan debt. I can’t think of any spending I can cut out without feeling deprived.

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By: michael sparks

Sorry to say, but everyone is living paycheck to paycheck. It’s just that some checks are larger than others. Until you get away from a W-2 lifestyle you will never get away from the paycheck to...

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By: ladykemma

i don’t think you were too hard on gillian. I am in a new situation where we are trying to live on my teacher’s salary while my husband makes a go at a new business. i said the housekeeper, cable, cell...

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By: Stefanie

This was a great read. I’m a young woman (25 and counting!) looking to nip my horrific financial habits in the bud. This is a great starting point for me.

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By: debt consolidation

Begin a savings account even if you can only save a little bit at a time. As your nest egg grows, you can tap into it in between paychecks until your finances become more stable. A savings account is...

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By: Josh Collar

Six months ago: There I was; standing tall in a shirt and dress pants – in front of the ATM machine. I had one and a half weeks to go before payday and I was debating with myself on the actual amount...

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